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Category: Finances

What is Financial Wellness?

What is Financial Wellness?

We all must deal with finances, whether they are in good shape or need to get in shape. Personally, I struggle with paying off my student loan.  This is an issue many adults deal with. Financial wellness is the state of our finances.  This includes: Working towards becoming debt free Paying our bills Learning where to cut costs Preparing and planning for the future Building a nest egg Where do you struggle with financial wellness?

How to Pay off Debt

How to Pay off Debt

I hate being in debt!  I feel that debt is a noose around my neck.  For years I have been struggling to pay off a student loan.  This has been a struggle and I will be so relieved to finally get this debt paid off.    Dave Ramsey refers to paying off debt as the snowball effect.  He suggests that you tally up all of your bills and credit card statements.  You have to be completely honest with yourself and…

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Track Your Spending Habits

Track Your Spending Habits

Have you ever wondered where all of your money goes?  Why don’t you have enough money to pay a certain bill?  Is money tight and the end of the month is a stretch? One of the best ways to determine where you money is going is by tracking your spending habits.  This is a technique that I have to turn back to time and time again to keep myself in check. I like to do mine for a month at…

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